Meet Kim Dewey, a dynamic and devoted mom, a passionate realtor, and a proud military wife. Kim embraces the unique challenges of military life gracefully, serving as a key support liaison in her community so much that she has won several Wing Awards, the most recent being the 2024 Annual Wing Award. With a deep understanding of the sacrifices made by military families, she is dedicated to helping them navigate transitions, find their dream homes, and settle into new environments. As a realtor, Kim combines her love for real estate with her commitment to serving others. She takes pride in building lasting relationships with her clients, ensuring that their needs are met every step of the way. Her expertise in the housing market and her empathetic approach allow her to guide families in making informed decisions, whether they’re buying, selling, or relocating.
What you can expect:
- Clear communication from start to finish
- Guidance from initial home search to closing
- A smoother, more informed Realtor experience
Buying a home requires more than just finding the right property — it requires preparation, clarity, and smart financial decisions. Use these tools to better understand your numbers and feel confident before making your move.
Mortgage Payment Calculator
Estimate your monthly principal and interest payment based on home price, down payment, interest rate, and loan term.
- Understand affordability
- Compare loan scenarios
- Adjust your down payment to see the impact
Use a trusted calculator here:
Your Mortgage Choice Mortgage Payment Calculator
Affordability Calculator
Determine how much home you may qualify for based on your income, debts, and financial profile.
- Know your price range
- Avoid overextending your budget
- Plan confidently before shopping
Explore here:
YMC Mortgage Affordability Calculator
Credit Score Check
Your credit profile plays a major role in loan approval and interest rate eligibility.
- Review your credit reports
- Check for errors
- Understand what impacts your score
Get your free official credit report here:
AnnualCreditReport.com
Closing Cost Estimator
Closing costs typically range between 2%–5% of the purchase price. Use this tool to estimate what to expect at closing.
- Prepare for upfront expenses
- Avoid surprises
- Plan your total cash-to-close
Estimate Closing Cost Here:
YMC Closing Cost Calculator
Pre-Approval Checklist
Before applying, gather the key documents lenders will request:
- Recent pay stubs from the last 30 days
- W-2s from the last 2 years
- Bank statements from the last 2–3 months
- Tax returns, if self-employed
- Photo ID
Preparing early can speed up your approval process significantly.
Need Help Reviewing Your Numbers?
Online calculators are helpful — but they don’t replace personalized guidance.
Tap the Call button to schedule a consultation.
Or select Exchange Info to connect directly with your realtor.
Information and calculators provided by Your Mortgage Choice, LLC — helping you prepare smarter, buy confidently, and close smoothly.
Legacy Builder, LLC
301 S Center St Suite 109
Goldsboro, NC 27530
www.legacybuilder.live
919.440.1689
